Frugal tips from Ben Franklin


I recently started reading a book called "Founding Fathers, Uncommon Heroes" By Steven W. Allen and am enjoying it very much.
The first chapter was about Benjamin Franklin and some of his thoughts on money are so good that I thought they would be fun to share.
Benjamin Franklin is well known for his short clever sayings, a couple of them are:

"A penny saved is a penny earned"

"Early to bed, early to rise, makes a man healthy, wealthy and wise."

I remember hearing those two since I was a kid and they are very good thoughts. The first one goes incredibly well with the frugal lifestyle, the remembering that every little bit counts and that when we save money (instead of blowing on something) it is just like earning money.

One that I saw for the first time in this book is:

"They way to wealth.... depends chiefly on two words, industry and frugality: that is waste neither time or money."

I think that is a very neat quote because unfortunately it seems to be sometimes forgotten in our modern world. Industry and frugality aren't always popular. (Though in the Frugal Friday circle it does seem to be! Which is fun.) However I don't think most people become wealthy through borrowing oodles of money and using it, nor from government handouts or from many other ways that are looked at as shortcuts. Working hard and being frugal are still very important ways to financial security.

Quoting from the book: "Franklin believed that the only true way to wealth was through hard work. This noble idea became the soul of the "American Dream", the idea that all men are created equal and each person has the same opportunity to achieve success."

It would certainly help our nations budgeting issues if our leaders would just grasp a hold of that idea. Making sure every American can live the American dream would not mean that you have to supply them with everything or bail them out of bad situations they get themselves in, it simply means that we don't have a caste system, we believe holding another human being in bondage is wrong and that no matter where you come from, no matter what race or religion everybody has the opportunity to work and progress. It is up to each person to whether they succeed or not.

For more frugal ideas and tons of tips visit Frugal Friday at Life as MOM.

25 ways to use cardboard boxes

We had some fun making things with cardboard lately so I thought I would work on doing a round-up of various ways to use old boxes and cardboard. In my opinion the more stuff we can recycle ourselves the better it is for the environment and our wallet.

  1. Make a doll/barbie house. This was a huge hit at our house. It was fun to make and our children, as well as visiting children, have had fun playing with it.
  2. After you make the house, then you can use all sorts of smaller boxes to make the furniture.
  3. Make a puzzle by gluing a magazine picture, a child's piece of artwork or a photo to some cardboard and then cutting it into puzzle pieces. An exacto knife might be nice for this project.
  4. Use large pieces for mulch in your garden. Lay a piece down, spray it with water to get it nice and wet so it won't fly away and then cover with pulled up weeds, grass clippings or leaves.
  5. Gift Tags. Use lightweight cardboard that is clean on both sides.
  6. Kindling for a fire.
  7. Make some slippers. This has been a fun recent project and we did make ones that are more useful than the ones pictured above, the ones above were for a play. Check out the other post to see more information.
  8. Use small shoe boxes and the like to organize sock and underwear drawers or kitchen drawers.
  9. Use as makeshift sleds.
  10. Let your kids use them to make a "car" or a "boat"
  11. Make a playhouse for cats.
  12. Make "drawers" for a shelf. We have in our house a deep shelf with a countertop on it that I have used for a changing table for my kids. We were low on dressers so I found 4 boxes that would fit the shelves and then covered them with some extra fabric I had and used them for the drawers. I did that around 7 years ago and it has been in use ever since (currently it is a craft supply holder). I am amazed at how well the box "drawers" have held up.
  13. Make a stationary holder.
  14. All sorts of fun crafts at this site!
  15. Make a Solar Oven. (This is something I really need to try!) Here is instructions for a pizza box one, a minimum (easy to make) solar oven and a larger variety.
  16. Use cardboard to mend things. For instance in the picture below one of my picture frames had broken at the corner. I was able to cut a piece of cardboard that fit on the inside and then glue that in for durability. I mended it probably a year ago and it is doing just find.
  17. Make a cardboard chair. Here is a video with another variety of chair.
  18. Make a cardboard playhouse.
  19. How about a baby cradle?
  20. Maybe even a coffin? (personally I think this makes a lot of sense.)
  21. It works great for making doll furniture.
  22. A kids basketball hoop.
  23. Make your own games. Cards or board games. Be creative!
  24. Recycling bins/ trash cans.
  25. Picture Frames.


    Hey! I would love to hear your favorite ways for reusing cardboard. I know there are a bunch more uses out there!

For more Thrifty Green Thursday tips visit Green Baby Guide.

Just Scrapbooking Layouts




Here are are few layouts that I have done recently for Just Scrapbooking. They are not the best photos of my layouts that I have taken but the lighting was shocking.

School Break..









these pictures are from Saturday at KerryPark Arena for Charlotte's Figure Skating Finale'





My frames broke Saturday evening
so today I found these downtown that
fit the glass from my old glasses...I
was very lucky as the styles are changing daily.









these pictures are from Monday when I babysat the kids for the entire day...We had such a good time..swimming, computer games, (Jackson slept 3 1/2 hours!!)...
Tomorrow I'm heading upisland to visit them all again during their school break and Janis' day off...as long as it doesn't snow....

WFMW ~ Whole Grains

This past week with our company here we had fun visiting some about healthy eating. In our visiting the question came up: "Are whole grains actually better than processed for avoiding obesity?"
I maintained they were but was having trouble providing good facts to back up what I believed. So that meant I needed to do some research.

Here is what I found in a nutshell:


“Eating whole grains in place of bakery products, rice, and pasta lowers high cholesterol, lowers high blood pressure, reduces body weight…and lowers insulin level,” says an article from the Framingham Study published in American Journal of Clinical Nutrition.

On the other hand we know that highly processed grains (white flour, white rice, white pastas, etc.) requires more insulin to manage it because it automatically turns into sugar. This causes high insulin levels which do a lot of dangerous things.

High insulin levels stimulate the hypothalamus in the brain which makes you hungry. It also constricts arteries to cause heart attacks. High levels of insulin also stimulates your liver to manufacture fat. Over time, the pancreas gets so overworked that insulin production grinds to a halt, and hypoglycemia (low blood sugar) or diabetes sets in.


The other way that whole grains can help is that because they are a complex carbohydrate they break down much slower and keep you full longer making it so you don't want to eat again so quickly. This is very different from the white flour which will give that fast sugar high that gives you the quick energy but them plummets very quickly and leaves you hungry.

Overall if you are wanting to lose weight or just not gain weight it looks like eating whole grains would give you a great advantage (besides all the benefits in other ways such as the high fiber that keeps you "cleaned" out and in that prevents many diseases, and all the vitamins that you get).

So now the question is: "how can I begin adding them to my diet?" When that is new it can feel pretty overwhelming but if you just take it a couple steps at a time it doesn't have to be.

Grains include wheat, corn, rice, oats, barley, quinoa, sorghum, spelt and rye. When grains are harvested they have 3 parts: the germ, endosperm and bran. When grains are processed, the germ and bran are often taken away leaving only the endosperm. With this you lose many important nutrients. To qualify as a whole grain all three parts of the original seed need to be included.


The easiest way to include whole grains is to substitute whole grain flour (probably primarily whole wheat flour but also flours made from the other grains) for white flour in all your baking. When you are just starting out I would recommend just adding part whole wheat and part white until you can get adjusted and then moving to more and more whole wheat. The way to get the best flour is by having your own grain grinder as you can be sure it is fresh and full of vitamins and that it hasn't gotten rancid sitting on the shelf. A grain grinder is definitely an investment as they don't just cost a few dollars but I do believe they are worth it.

If you don't have a grain grinder what can you do?
  • Use a lot of oatmeal. Eat it for breakfast, add it to all your baked goods (you can use your blender to make it into flour if you don't want the big chunks). You can also make some yummy granola bars.
  • Start using brown rice instead of white. Now this does taste different and a lot of people find it takes some getting used to but I think if you go into it with an open mind you will discover it has more flavor and begin to really enjoy it as we do.
  • When you buy bread be sure to get ones that say "100% whole grains".
  • Eat popcorn for snacks. (But I don't recommend the microwave popcorn with lots of chemicals.)
  • Add Barley, brown rice or quinoa to soups and stews.
  • This little article says you can grind dry grains in your blender. But I have read elsewhere that that isn't the best idea. I guess it would depend on how sturdy your blender is.
  • However I was talking to a friend who makes blender pancakes and other things like that by putting the whole grain plus the liquid into the blender and grinding the grain while the liquid is in there which I believe makes it easier on the machine. Here is the recipe that she mentioned complete with pictures (click on the pictures to get instructions).
  • Make sprouts from grain and add them to your bread. My sister Anna told me about this site.

I would love to hear how you incorporate whole grains in your diet. Also if you have any questions feel free to ask them in the comments or e-mail me. If I don't already know that answer then it will be a good excuse to do some more research.

Using whole grains really works for me, not only do we enjoy them but they help us maintain a healthy lifestyle.